Life and AD&D

Protection for you and your family in the event of death or disability. Available to eligible associates.

EligibilityEnrolling in BenefitsMaking Changes During the YearSelecting a Medical PlanHealth ProsContact a Benefits Provider


You must be enrolled in a Sysco-sponsored national medical plan, administered by BCBS, to access these programs.


There will be changes to this benefit for 2022. See the What's Changing for 2022 page to learn more!

Basic Life & Basic AD&D Coverage

Sysco provides Basic Life and Accidental Death & Dismemberment (AD&D) Insurance to protect your family in the event of your death or disability. Sysco‘s Life and Accidental Death and Dismemberment Insurance are offered through Prudential. The Control Number/Client Number is 42164.

Sysco Pays 100%

Sysco pays the full cost of your Basic Life and Basic AD&D coverage. These benefits are automatically yours as an eligible Sysco associate.

  • Basic Life Insurance provides coverage equal to 1.5x your previous year‘s eligible earnings (rounded up to the nearest $1,000) up to a maximum of $225,000.
  • Basic Accidental Death & Dismemberment (AD&D) provides coverage equal to your previous year‘s eligible earnings (rounded up to the nearest $1,000) up to a maximum of $150,000 if you lose your life or suffer dismemberment as the result of an accident.

Supplemental Life and Voluntary AD&D


You can also purchase additional insurance for yourself, your spouse and/or your child(ren). For information about Supplemental Life Insurance and Voluntary AD&D Insurance.


Paycheck costs for Voluntary Life and AD&D Insurance are based on the associate‘s age. The cost of coverage can be found by logging into the Total Rewards Café. Rates are calculated based on the associate‘s age as of January 1 each year. To the extent that Sysco provides life insurance coverage, or you purchase additional insurance in excess of $50,000, the cost of such coverage will be included in your gross income subject to Social Security and Medicare taxes.

Designate Your Beneficiaries Online!

Make sure you designate a beneficiary for your Life and AD&D Insurance in the Total Rewards Café. Even if you don‘t elect voluntary coverage, you need to select a beneficiary for the company-paid basic coverage—regardless of whether or not you‘ve completed a paper form in the past.

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