Flexible Spending Account (FSA) Deadline Approaching
FSA claims incurred during the 2024 plan year (January 1- December 31, 2024) must be submitted by March 15, 2025, to be eligible for reimbursement. Learn more here.
To file a claim, go to inspirafinancial.com/individual.
Medical Plan Look-Up
Not sure which medical plan you’re enrolled in for 2025? To find your plan, go to the Total Rewards Café.
ID Cards
If you enrolled in a Sysco-sponsored national medical plan for the first time, changed your medical plan election, or added or changed dependents for 2025, you will receive a medical ID card from Aetna in early January. You will not get a new medical plan ID card if you didn't change plans for 2025. You can download your ID card on the Aetna app. Learn more here.
In-Network Providers
You’ll get the best cost for care if you see an in-network provider, so make sure your current medical, dental, behavioral health, and other providers are in the Aetna network before using your benefits. Find an in-network provider here.
Add/Update Your Beneficiaries
Make sure your beneficiaries are added to your Life and Accidental Death and Disability (AD&D) coverages and 401(k) plan so your benefits go to the right people in the event of an unexpected loss. You can make changes to your beneficiaries at any time in the Total Rewards Café.
401(k) Contribution Limits
The IRS limits the combination of your pre-tax, after-tax, Roth 401(k), and Company contributions to $23,500 in 2025. This includes any before-tax contributions you made to another employer plan within the same year.
Catch-up Contributions
- If you are age 50 to 59 or over 64, you’re eligible to make additional pre-tax contributions (unmatched) into your 401(k) up to a maximum of $7,500 in 2025.
- If you are age 60 to 63, you’re eligible to make additional pre-tax contributions (unmatched) into your 401(k) up to a maximum of $11,250 in 2025.
- You can change your contribution at any time.
Health Savings Account (HSA) Contribution Limits
The 2025 IRS HSA contribution limits are $4,300 for individual coverage and $8,550 for family coverage levels. If you are age 55 or older, you can contribute an additional $1,000. Sysco contributes $250 for individual and $500 for family coverage to your HSA, which counts toward the IRS contribution limit. You can change your contribution at any time.
FSA Contribution Limits
Health Care Flexible Spending Account (HCFSA)
- In 2025, you can save from $60 to $3,300. (You will be able to carry over a maximum of $660 from 2025 to 2026 for use in 2026 ONLY if you enroll in the HCFSA for 2026.) Learn more here.
Limited Purpose Flexible Spending Account (LPFSA)
- In 2025, you can save from $60 to $3,300. (You will be able to carry over a maximum of $660 from 2025 to 2026 for use in 2026 ONLY if you enroll in the HCFSA for 2026.) Learn more here.
Dependent Care Flexible Spending Account (DCFSA)
- You can save from $100 to $5,000 each calendar year unless you and your spouse file separate tax returns, in which case, the most you can save is $2,500. Learn more here.
You may only change your contribution during Annual Benefits Enrollment or if you experience a qualifying life event.
Add Your Personal Email to Workday
If you haven’t already, add your personal email to your Workday profile today so you receive important benefits and coverage updates, especially if you’re on leave of absence or don’t have a Sysco email. Click here for details.
Aetna Healthcare Advocate
Your Aetna Healthcare Advocate* can help you with everything from understanding your benefits options and deciding which plan to choose to finding providers and managing claims.
Employee Assistance Program (EAP)
The Aetna EAP, called Resources For Living, provides emotional well-being support, five free counseling sessions, personalized guidance, legal services, financial services, and online resources. The EAP is available 24/7 to all Sysco colleagues (and all members of your household) at no cost to you. Learn more here.
Timely Care at a Lower Cost
If it’s after hours or you can’t get to the doctor’s office, you have options to get the care you need.
Telehealth*
Connect with caregivers who can treat many non-emergency medical issues by phone or video. Learn more here.
MinuteClinic®, Walk-in Clinic, and Urgent Care
MinuteClinic® nurse practitioners and physician assistants are available seven days a week to diagnose and treat common, non-emergency problems. If you don’t have a MinuteClinic® nearby, find a walk-in clinic or urgent care center near you.
Schedule MinuteClinic® appointments from the home page (or from the navigation menu) of this site if you are enrolled in a Sysco-sponsored national medical plan through Aetna.
Specialty Health Resources
Specialty Health Resources* are available if you’re enrolled in a Sysco-sponsored national medical plan:
- Medical review services through 2nd.MD help with accurate medical diagnoses, treatment plans, finding local specialists, and answering medical questions
- A no-cost physical therapy program through Sword provides personalized care guided by a virtual dedicated physical therapist
- AccessHope and Transform Oncology Care provide cancer resources and guidance based on the most up-to-date medical research
- Transform Diabetes’ program offers colleagues support with diabetes prevention and management
- Personalized, convenient, whole-person medical care for people living with gastrointestinal conditions through Oshi GI
- Access to affordable care for planned surgical procedures through Lantern, covering costs associated with surgeries
- A program through Bloom addresses women’s pelvic health disorders through virtual care
- With Aetna’s Enhanced Maternity Program, you have access to:
- An online Maternity Support Center,
- Personalized nurse support,
- Mental health support for stress, depression, postpartum, and anxiety through AbleTo,
- And much more!
* Colleagues are eligible to use this benefit if you are enrolled in a Sysco-sponsored national medical plan.
The Key to Better Health and Stronger Outcomes
Preventive care is an essential pillar of maintaining long-term health and well-being. By addressing potential health issues before they become serious, you may be able to significantly reduce the risk of chronic conditions, improve your quality of life, and lower your overall healthcare costs.
All four Sysco-sponsored national medical plans completely cover annual checkups and other preventive care as long as you see an in-network provider. Schedule your physical today!
Visit the Café
- To enroll during the Annual Benefits Enrollment period.
- To make changes to your benefits during Annual Benefits Enrollment or for a qualifying life event.
- To see all of the ways that Sysco rewards you beyond your benefits.
