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What's Changing for 2022

Life & AD&D

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Life and AD&D insurance will be provided by MetLife in 2022 and there will be minor changes to the benefits, including:

  • An increase on the Supplemental Life max to $1,750,000 (previously this was $1 Million)
  • The travel assist program, available to all associates who are eligible for Basic AD&D, will now be provided by AXA Assistance.
 

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There will be special Evidence of Insurability (EOI) rules during the 2022 annual benefits enrollment period October 27–November 17. During this period, the following rules will apply:

  • Supplemental Life. You may increase one level with no EOI.
    • Who’s eligible? Those who are not currently enrolled in any level of coverage in 2021 AND associates who are currently enrolled and above the guaranteed issue amount.
  • Spouse Life. You may increase one level with no EOI.
    • Who’s eligible? Those who are not currently enrolled in any level of coverage in 2021 AND associates who are currently enrolled and above the guaranteed issue amount.

Note: After the 2022 annual benefits enrollment period ends, regular EOI rules will resume. Regular EOI rules allow only those who are currently enrolled and under guaranteed issue amount to increase one level with no EOI.

 

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While you are enrolling for your 2022 benefits in the Total Rewards Café enrollment system October 27–November 17, make sure to designate and/or update your beneficiaries.

The 2018 Wellness Rewards Program window ended on November 1, 2017. If you and your spouse completed the requirements by November 1, 2017, and earned your Wellness Reward for 2018, your reward will be deposited in your healthcare expense account in January 2018! Don’t be concerned if your Wellness Reward amount is not displayed in the enrollment system on the Total Rewards Café in 2017. Your 2018 Wellness Reward amount will not appear in the system until January 2018.

Please note: If you and your spouse completed the requirements early — by October 1, 2017 — and did not choose to receive your reward a different way during 2018 Benefits Enrollment, you will receive your reward as a credit to the medical plan premium taken from your paycheck each pay period in 2018. 

Watch for information about the 2019 Wellness Rewards Program coming soon!

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